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VENTUREMARKER – PRIVACY AND POLICY 1. PRIVACY & CONFIDENTIALITY Your use of the platform is governed by the VentureMarker Privacy Policy, which explains how we collect, use, store, and process data. You agree not to disclose confidential information obtained through VentureMarker except: - with permission - as required by law - to advisors bound by confidentiality We maintain industry-standard security practices but cannot guarantee absolute protection against unauthorized third-party access. 2. PLATFORM CHANGES & AVAILABILITY We may modify, enhance, suspend, or discontinue any Service at any time, for any reason. We may push updates and improvements without notice. We do not guarantee uninterrupted access to the platform. 3. TERMINATION We may suspend or terminate your account if: - you violate these Terms - you engage in harmful or fraudulent conduct - we are required to do so by law or compliance partners You may close your account at any time. Some data may remain stored to comply with legal and financial regulations. Sections related to ownership, confidentiality, arbitration, liability, and disclaimers survive termination. 4. DISCLAIMERS To the fullest extent permitted by law: - The Services are provided “as is” and “as available.” - We do not guarantee accuracy, reliability, or completeness of data. - We are not liable for delays, outages, loss of data, or third-party failures. - We make no warranty that the Services will meet your expectations or be error-free. 5. LIMITATION OF LIABILITY To the maximum extent permitted: VentureMarker, AL Advisors Management, Inc., affiliates, employees, and agents are not liable for: - indirect, incidental, special, punitive, or consequential damages - loss of profits, revenue, data, goodwill, or business opportunities - issues caused by third-party services or integrations Our total liability for any claim arising from the Services is limited to the fees you paid to VentureMarker in the past 90 days. 6. INDEMNIFICATION You agree to indemnify and hold VentureMarker harmless from claims arising out of: - your use of the Services - User Content submitted by you - your violation of these Terms - your interactions with other users - misuse of the platform by persons with access to your account 7. ARBITRATION AGREEMENT 7.1 Agreement to Arbitrate Any dispute arising out of these Terms will be resolved by binding arbitration, governed by the Federal Arbitration Act, not by court litigation. 7.2 No Class Actions You may bring claims only on an individual basis, not as a class representative or member. 7.3 Exclusions The following disputes may proceed in court: - intellectual property claims - requests for injunctive relief 7.4 Venue for Court Actions If a dispute must be heard in court, the exclusive venue is: State or Federal courts located in San Francisco County, California. 8. GOVERNING LAW These Terms are governed by and interpreted under the laws of the State of Delaware, except for arbitration matters governed by the FAA. 9. MODIFICATIONS TO THE TERMS We may update these Terms at any time. The updated version becomes effective immediately upon posting. Continued use of the Services constitutes acceptance of the updated Terms. 10. ELECTRONIC COMMUNICATIONS By using VentureMarker, you consent to receiving electronic communications, including: - email - SMS - in-app notifications These satisfy any legal requirement for written communication. 11. MISCELLANEOUS - These Terms constitute the entire agreement between you and VentureMarker. - If any section is found unenforceable, the remainder remains in effect. - You may not assign your rights without our written consent. - We may assign these Terms to an affiliate or acquirer. - No third party has beneficiary rights except as expressly stated. 12. CONTACT INFORMATION For questions about these Terms or the Services: Email: support@venturemarker.com